The Equipment You Need… The Affordable Monthly Payment You Want
Ways to Pay for Your Equipment
Spread the cost of a machine over affordable monthly payments, buy on Net 30 terms with a PO, or pay up front. Pick what works for your business and your budget.
Example: a $5,650 reconditioned Advance SC750 is about $134/month through Approve.*
Shop Machines You Can FinanceRequest Net 30 Terms*Estimate shown by Approve on that product page today. Your rate and term depend on the lender and credit approval.
Low Monthly Payments
Best for: machines and larger purchases ($2,000 and up)
- Apply in about 60 seconds
- Offers from up to 3 competing lenders through Approve
- One point of contact; lenders won't market to you
- For U.S. businesses of every size and age
Look for the Finance button on any machine page to apply in about 60 seconds. How it works
Buy Now, Pay in 30 Days
Best for: businesses, schools and agencies that buy on a PO
- Net 30 terms through our partner, Resolve
- No fees or interest when paid within terms
- Checking eligibility won't affect your credit score
- Pay by ACH, check, wire or credit card
Card, Wire or Check
Best for: parts, supplies and one-time orders
- Major credit cards at checkout
- Wire transfer, PayPal or check
- Government buyers: see Government Sales
Not sure which option fits? Call 800-440-6723 and your sales rep will help you compare.
Equipment Financing Through Approve
Southeastern has partnered with Approve to bring you a smarter, easier equipment financing experience.
Instead of being limited to one lender, we use Approve's network of the nation's top lenders. Your application is matched with the lenders in the network that are most likely to approve it and offer the lowest finance rates.
Why Finance Your Equipment
Access More Options
One application reaches Approve's network of lenders instead of a single bank.
Make Better Decisions
Compare offers side by side and choose the payment and term that fit.
Seize Opportunities
Get the machine you need now instead of waiting until you can pay for it all at once.
Preserve Cash Flow
Spread the cost over monthly payments and keep cash available for the rest of your business.
Protect Business Credit
Keep bank credit lines open for other needs by financing the equipment on its own.
Maximize Tax Benefits
Equipment purchases may qualify for tax deductions. Ask your tax advisor what applies to you.
Here's How It Works
1Apply in About 60 Seconds
Click the Finance button next to any machine to apply online, or contact us for financing info.
2Get Matched With Lenders
Your application is matched with the ideal lenders in Approve's network. You'll have one point of contact at Approve, and lenders won't contact or market to you.
3Choose the Best Offer
You may receive offers from up to 3 competing lenders. Pick the one that works best for you.
4Get to Work
We ship your equipment and you put it to work.
Financing is for U.S. businesses and is subject to lender approval. Your rate and term depend on the lender and credit approval.
Financing FAQ
Can individuals apply for financing?
APPROVE specializes in commercial equipment finance, so individuals are not able to apply. Businesses of every type can apply, whether a sole proprietorship, LLC, corporation or partnership, and whether a startup or decades old. Individuals can seek a personal loan from their bank, or pay with a credit card, wire transfer, PayPal or check.
Is financing offered in my country?
Currently APPROVE's services are only available in the United States.
Is it a hard pull on credit? Will my credit be affected since there are so many lenders?
APPROVE has lenders that cover a wide spectrum of credit profiles. Some lenders in the prime credit space typically only run a soft credit pull, while lenders supporting the subprime credit space may run a hard pull. Like buying a car, the multiple credit pulls are associated with a single purchase and are aggregated together, which results in minimal if any impact on FICO scores.
Is there a minimum loan amount?
APPROVE's minimum loan amount is $2,000.00, which can be reached by ordering more than one machine. Rates typically decrease as the financed amount increases.
What will my interest rate be?
Interest rates vary on every application based on factors such as the cost of the equipment, time in business and personal credit profile. We have seen rates as low as 5% and as high as 40%.
Can I buy on Net 30 terms instead of financing?
Yes. Businesses, schools and agencies that buy on a PO can request Net 30 terms through our partner, Resolve.
